LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,513
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,053
−HK$1,565/mo
Today · 4.125%
HK$52,618
baseline
▲ 0.50% · 4.625%
HK$55,819
+HK$3,201/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,236/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,082
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,560
−HK$1,498/mo
Today · 4.125%
HK$58,058
baseline
▲ 0.50% · 4.625%
HK$61,119
+HK$3,061/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,116/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,415
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,263
−HK$1,878/mo
Today · 4.125%
HK$63,141
baseline
▲ 0.50% · 4.625%
HK$66,983
+HK$3,842/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,282/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,099
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,872
−HK$1,798/mo
Today · 4.125%
HK$69,670
baseline
▲ 0.50% · 4.625%
HK$73,342
+HK$3,672/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,340/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,318
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,474
−HK$2,191/mo
Today · 4.125%
HK$73,665
baseline
▲ 0.50% · 4.625%
HK$78,147
+HK$4,482/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,330/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,115
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,183
−HK$2,099/mo
Today · 4.125%
HK$81,282
baseline
▲ 0.50% · 4.625%
HK$85,566
+HK$4,284/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,564/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,123
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,895
−HK$2,817/mo
Today · 4.125%
HK$94,712
baseline
▲ 0.50% · 4.625%
HK$100,475
+HK$5,763/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,424/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,148
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,807
−HK$2,698/mo
Today · 4.125%
HK$104,505
baseline
▲ 0.50% · 4.625%
HK$110,013
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$209,010/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,364 · Scale 2, in force from 26 Feb 2026)