LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,516
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,056
−HK$1,565/mo
Today · 4.125%
HK$52,621
baseline
▲ 0.50% · 4.625%
HK$55,822
+HK$3,201/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,242/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,086
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,563
−HK$1,499/mo
Today · 4.125%
HK$58,062
baseline
▲ 0.50% · 4.625%
HK$61,122
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,124/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,419
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,267
−HK$1,878/mo
Today · 4.125%
HK$63,145
baseline
▲ 0.50% · 4.625%
HK$66,987
+HK$3,842/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,290/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,103
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,875
−HK$1,799/mo
Today · 4.125%
HK$69,674
baseline
▲ 0.50% · 4.625%
HK$73,347
+HK$3,673/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,348/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,322
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,478
−HK$2,191/mo
Today · 4.125%
HK$73,669
baseline
▲ 0.50% · 4.625%
HK$78,151
+HK$4,482/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,338/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,120
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,188
−HK$2,098/mo
Today · 4.125%
HK$81,286
baseline
▲ 0.50% · 4.625%
HK$85,571
+HK$4,285/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,572/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,128
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,900
−HK$2,817/mo
Today · 4.125%
HK$94,717
baseline
▲ 0.50% · 4.625%
HK$100,480
+HK$5,763/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,434/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,154
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,813
−HK$2,698/mo
Today · 4.125%
HK$104,511
baseline
▲ 0.50% · 4.625%
HK$110,020
+HK$5,509/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$209,022/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,489 · Scale 2, in force from 26 Feb 2026)