LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,517
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,057
−HK$1,565/mo
Today · 4.125%
HK$52,622
baseline
▲ 0.50% · 4.625%
HK$55,824
+HK$3,202/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,244/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,087
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,564
−HK$1,499/mo
Today · 4.125%
HK$58,063
baseline
▲ 0.50% · 4.625%
HK$61,123
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,126/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,420
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,268
−HK$1,878/mo
Today · 4.125%
HK$63,146
baseline
▲ 0.50% · 4.625%
HK$66,988
+HK$3,842/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,292/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,104
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,877
−HK$1,798/mo
Today · 4.125%
HK$69,675
baseline
▲ 0.50% · 4.625%
HK$73,348
+HK$3,673/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,350/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,323
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,480
−HK$2,190/mo
Today · 4.125%
HK$73,670
baseline
▲ 0.50% · 4.625%
HK$78,153
+HK$4,483/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,340/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,121
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,190
−HK$2,098/mo
Today · 4.125%
HK$81,288
baseline
▲ 0.50% · 4.625%
HK$85,573
+HK$4,285/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,576/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,130
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,902
−HK$2,817/mo
Today · 4.125%
HK$94,719
baseline
▲ 0.50% · 4.625%
HK$100,483
+HK$5,764/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,438/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,156
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,815
−HK$2,698/mo
Today · 4.125%
HK$104,513
baseline
▲ 0.50% · 4.625%
HK$110,022
+HK$5,509/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$209,026/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,537 · Scale 2, in force from 26 Feb 2026)