LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,518
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,059
−HK$1,564/mo
Today · 4.125%
HK$52,623
baseline
▲ 0.50% · 4.625%
HK$55,825
+HK$3,202/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,246/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,089
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,566
−HK$1,499/mo
Today · 4.125%
HK$58,065
baseline
▲ 0.50% · 4.625%
HK$61,125
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,130/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,422
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,270
−HK$1,878/mo
Today · 4.125%
HK$63,148
baseline
▲ 0.50% · 4.625%
HK$66,991
+HK$3,843/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,296/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,106
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,879
−HK$1,799/mo
Today · 4.125%
HK$69,678
baseline
▲ 0.50% · 4.625%
HK$73,351
+HK$3,673/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,356/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,326
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,482
−HK$2,191/mo
Today · 4.125%
HK$73,673
baseline
▲ 0.50% · 4.625%
HK$78,156
+HK$4,483/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,346/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,124
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,192
−HK$2,099/mo
Today · 4.125%
HK$81,291
baseline
▲ 0.50% · 4.625%
HK$85,576
+HK$4,285/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,582/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,133
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,905
−HK$2,817/mo
Today · 4.125%
HK$94,722
baseline
▲ 0.50% · 4.625%
HK$100,486
+HK$5,764/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,444/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,159
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$101,819
−HK$2,698/mo
Today · 4.125%
HK$104,517
baseline
▲ 0.50% · 4.625%
HK$110,026
+HK$5,509/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$209,034/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,609 · Scale 2, in force from 26 Feb 2026)