LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,519
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,059
−HK$1,565/mo
Today · 4.125%
HK$52,624
baseline
▲ 0.50% · 4.625%
HK$55,826
+HK$3,202/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,248/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,089
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,567
−HK$1,498/mo
Today · 4.125%
HK$58,065
baseline
▲ 0.50% · 4.625%
HK$61,126
+HK$3,061/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,130/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,423
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,271
−HK$1,878/mo
Today · 4.125%
HK$63,149
baseline
▲ 0.50% · 4.625%
HK$66,991
+HK$3,842/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,298/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,107
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,880
−HK$1,799/mo
Today · 4.125%
HK$69,679
baseline
▲ 0.50% · 4.625%
HK$73,351
+HK$3,672/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,358/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,326
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,483
−HK$2,191/mo
Today · 4.125%
HK$73,674
baseline
▲ 0.50% · 4.625%
HK$78,157
+HK$4,483/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,348/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,125
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,193
−HK$2,099/mo
Today · 4.125%
HK$81,292
baseline
▲ 0.50% · 4.625%
HK$85,577
+HK$4,285/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,584/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,134
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,906
−HK$2,817/mo
Today · 4.125%
HK$94,723
baseline
▲ 0.50% · 4.625%
HK$100,487
+HK$5,764/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,446/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,161
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,820
−HK$2,698/mo
Today · 4.125%
HK$104,518
baseline
▲ 0.50% · 4.625%
HK$110,027
+HK$5,509/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$209,036/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,635 · Scale 2, in force from 26 Feb 2026)