LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,522
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,063
−HK$1,565/mo
Today · 4.125%
HK$52,628
baseline
▲ 0.50% · 4.625%
HK$55,830
+HK$3,202/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,256/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,093
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,571
−HK$1,498/mo
Today · 4.125%
HK$58,069
baseline
▲ 0.50% · 4.625%
HK$61,130
+HK$3,061/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,138/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,427
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,275
−HK$1,878/mo
Today · 4.125%
HK$63,153
baseline
▲ 0.50% · 4.625%
HK$66,996
+HK$3,843/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,306/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,112
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,885
−HK$1,798/mo
Today · 4.125%
HK$69,683
baseline
▲ 0.50% · 4.625%
HK$73,356
+HK$3,673/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,366/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,331
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,488
−HK$2,191/mo
Today · 4.125%
HK$73,679
baseline
▲ 0.50% · 4.625%
HK$78,162
+HK$4,483/mo
Deposit HK$6.52M · loan HK$15.20M · min. income ≈ HK$147,358/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,130
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,199
−HK$2,098/mo
Today · 4.125%
HK$81,297
baseline
▲ 0.50% · 4.625%
HK$85,583
+HK$4,286/mo
Deposit HK$6.52M · loan HK$15.20M · min. income ≈ HK$162,594/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,140
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$91,913
−HK$2,817/mo
Today · 4.125%
HK$94,730
baseline
▲ 0.50% · 4.625%
HK$100,494
+HK$5,764/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$189,460/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,167
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$101,827
−HK$2,698/mo
Today · 4.125%
HK$104,525
baseline
▲ 0.50% · 4.625%
HK$110,035
+HK$5,510/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$209,050/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,784 · Scale 2, in force from 26 Feb 2026)