LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,523
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,064
−HK$1,565/mo
Today · 4.125%
HK$52,629
baseline
▲ 0.50% · 4.625%
HK$55,831
+HK$3,202/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,258/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,094
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,571
−HK$1,499/mo
Today · 4.125%
HK$58,070
baseline
▲ 0.50% · 4.625%
HK$61,131
+HK$3,061/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,140/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,428
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,276
−HK$1,878/mo
Today · 4.125%
HK$63,154
baseline
▲ 0.50% · 4.625%
HK$66,997
+HK$3,843/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,308/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,113
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$67,886
−HK$1,799/mo
Today · 4.125%
HK$69,685
baseline
▲ 0.50% · 4.625%
HK$73,358
+HK$3,673/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,370/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,332
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,489
−HK$2,191/mo
Today · 4.125%
HK$73,680
baseline
▲ 0.50% · 4.625%
HK$78,163
+HK$4,483/mo
Deposit HK$6.52M · loan HK$15.20M · min. income ≈ HK$147,360/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,131
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,200
−HK$2,099/mo
Today · 4.125%
HK$81,299
baseline
▲ 0.50% · 4.625%
HK$85,584
+HK$4,285/mo
Deposit HK$6.52M · loan HK$15.20M · min. income ≈ HK$162,598/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,142
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,914
−HK$2,817/mo
Today · 4.125%
HK$94,731
baseline
▲ 0.50% · 4.625%
HK$100,496
+HK$5,765/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$189,462/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,169
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$101,829
−HK$2,698/mo
Today · 4.125%
HK$104,527
baseline
▲ 0.50% · 4.625%
HK$110,037
+HK$5,510/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$209,054/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,820 · Scale 2, in force from 26 Feb 2026)