LTV · monthly repayment
▼ 0.50% · 3.625%
HK$495,276
−HK$31,059/mo
▼ 0.25% · 3.875%
HK$510,682
−HK$15,653/mo
Today · 4.125%
HK$526,335
baseline
▲ 0.50% · 4.625%
HK$558,361
+HK$32,026/mo
Deposit HK$108.60M · loan HK$108.60M · min. income ≈ HK$1,052,670/mo (50% DSR)
Upfront cash ≈ HK$122.72M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$550,990
−HK$29,768/mo
▼ 0.25% · 3.875%
HK$565,767
−HK$14,991/mo
Today · 4.125%
HK$580,758
baseline
▲ 0.50% · 4.625%
HK$611,371
+HK$30,613/mo
Deposit HK$108.60M · loan HK$108.60M · min. income ≈ HK$1,161,516/mo (50% DSR)
Upfront cash ≈ HK$122.72M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$594,332
−HK$37,269/mo
▼ 0.25% · 3.875%
HK$612,819
−HK$18,782/mo
Today · 4.125%
HK$631,601
baseline
▲ 0.50% · 4.625%
HK$670,033
+HK$38,432/mo
Deposit HK$86.88M · loan HK$130.32M · min. income ≈ HK$1,263,202/mo (50% DSR)
Upfront cash ≈ HK$101.00M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$661,188
−HK$35,722/mo
▼ 0.25% · 3.875%
HK$678,921
−HK$17,989/mo
Today · 4.125%
HK$696,910
baseline
▲ 0.50% · 4.625%
HK$733,645
+HK$36,735/mo
Deposit HK$86.88M · loan HK$130.32M · min. income ≈ HK$1,393,820/mo (50% DSR)
Upfront cash ≈ HK$101.00M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$693,387
−HK$43,481/mo
▼ 0.25% · 3.875%
HK$714,955
−HK$21,913/mo
Today · 4.125%
HK$736,868
baseline
▲ 0.50% · 4.625%
HK$781,705
+HK$44,837/mo
Deposit HK$65.16M · loan HK$152.04M · min. income ≈ HK$1,473,736/mo (50% DSR)
Upfront cash ≈ HK$79.28M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$771,386
−HK$41,676/mo
▼ 0.25% · 3.875%
HK$792,074
−HK$20,988/mo
Today · 4.125%
HK$813,062
baseline
▲ 0.50% · 4.625%
HK$855,919
+HK$42,857/mo
Deposit HK$65.16M · loan HK$152.04M · min. income ≈ HK$1,626,124/mo (50% DSR)
Upfront cash ≈ HK$79.28M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$891,497
−HK$55,905/mo
▼ 0.25% · 3.875%
HK$919,228
−HK$28,174/mo
Today · 4.125%
HK$947,402
baseline
▲ 0.50% · 4.625%
HK$1,005,049
+HK$57,647/mo
Deposit HK$21.72M · loan HK$195.48M · min. income ≈ HK$1,894,804/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$991,782
−HK$53,583/mo
▼ 0.25% · 3.875%
HK$1,018,381
−HK$26,984/mo
Today · 4.125%
HK$1,045,365
baseline
▲ 0.50% · 4.625%
HK$1,100,467
+HK$55,102/mo
Deposit HK$21.72M · loan HK$195.48M · min. income ≈ HK$2,090,730/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$14,118,132 · Scale 2, in force from 26 Feb 2026)