LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,533
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,073
−HK$1,566/mo
Today · 4.125%
HK$52,639
baseline
▲ 0.50% · 4.625%
HK$55,842
+HK$3,203/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,278/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,104
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,582
−HK$1,500/mo
Today · 4.125%
HK$58,082
baseline
▲ 0.50% · 4.625%
HK$61,143
+HK$3,061/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,164/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,439
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,288
−HK$1,878/mo
Today · 4.125%
HK$63,166
baseline
▲ 0.50% · 4.625%
HK$67,010
+HK$3,844/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,332/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,125
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,899
−HK$1,799/mo
Today · 4.125%
HK$69,698
baseline
▲ 0.50% · 4.625%
HK$73,372
+HK$3,674/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,396/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,346
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,503
−HK$2,191/mo
Today · 4.125%
HK$73,694
baseline
▲ 0.50% · 4.625%
HK$78,178
+HK$4,484/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,388/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,146
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,215
−HK$2,099/mo
Today · 4.125%
HK$81,314
baseline
▲ 0.50% · 4.625%
HK$85,600
+HK$4,286/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,628/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,159
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$91,932
−HK$2,818/mo
Today · 4.125%
HK$94,750
baseline
▲ 0.50% · 4.625%
HK$100,515
+HK$5,765/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$189,500/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,188
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$101,848
−HK$2,699/mo
Today · 4.125%
HK$104,547
baseline
▲ 0.50% · 4.625%
HK$110,058
+HK$5,511/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$209,094/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$922,237 · Scale 2, in force from 26 Feb 2026)