LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,536
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,077
−HK$1,565/mo
Today · 4.125%
HK$52,642
baseline
▲ 0.50% · 4.625%
HK$55,846
+HK$3,204/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,284/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,108
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,586
−HK$1,500/mo
Today · 4.125%
HK$58,086
baseline
▲ 0.50% · 4.625%
HK$61,147
+HK$3,061/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,172/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,443
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,292
−HK$1,879/mo
Today · 4.125%
HK$63,171
baseline
▲ 0.50% · 4.625%
HK$67,015
+HK$3,844/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,342/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,130
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,904
−HK$1,799/mo
Today · 4.125%
HK$69,703
baseline
▲ 0.50% · 4.625%
HK$73,377
+HK$3,674/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,406/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,350
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,508
−HK$2,191/mo
Today · 4.125%
HK$73,699
baseline
▲ 0.50% · 4.625%
HK$78,184
+HK$4,485/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,398/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,152
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,221
−HK$2,099/mo
Today · 4.125%
HK$81,320
baseline
▲ 0.50% · 4.625%
HK$85,606
+HK$4,286/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,640/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,165
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$91,938
−HK$2,818/mo
Today · 4.125%
HK$94,756
baseline
▲ 0.50% · 4.625%
HK$100,522
+HK$5,766/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$189,512/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,195
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$101,855
−HK$2,699/mo
Today · 4.125%
HK$104,554
baseline
▲ 0.50% · 4.625%
HK$110,065
+HK$5,511/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$209,108/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$922,390 · Scale 2, in force from 26 Feb 2026)