LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,539
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,080
−HK$1,565/mo
Today · 4.125%
HK$52,645
baseline
▲ 0.50% · 4.625%
HK$55,849
+HK$3,204/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,290/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,111
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,590
−HK$1,499/mo
Today · 4.125%
HK$58,089
baseline
▲ 0.50% · 4.625%
HK$61,151
+HK$3,062/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,178/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,447
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$61,296
−HK$1,878/mo
Today · 4.125%
HK$63,174
baseline
▲ 0.50% · 4.625%
HK$67,018
+HK$3,844/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,348/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,134
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,907
−HK$1,800/mo
Today · 4.125%
HK$69,707
baseline
▲ 0.50% · 4.625%
HK$73,381
+HK$3,674/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,414/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,354
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,512
−HK$2,191/mo
Today · 4.125%
HK$73,703
baseline
▲ 0.50% · 4.625%
HK$78,188
+HK$4,485/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,406/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,156
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,225
−HK$2,100/mo
Today · 4.125%
HK$81,325
baseline
▲ 0.50% · 4.625%
HK$85,611
+HK$4,286/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,650/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,170
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$91,944
−HK$2,818/mo
Today · 4.125%
HK$94,762
baseline
▲ 0.50% · 4.625%
HK$100,528
+HK$5,766/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$189,524/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,201
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$101,861
−HK$2,699/mo
Today · 4.125%
HK$104,560
baseline
▲ 0.50% · 4.625%
HK$110,072
+HK$5,512/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$209,120/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,511 · Scale 2, in force from 26 Feb 2026)