LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,541
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,082
−HK$1,565/mo
Today · 4.125%
HK$52,647
baseline
▲ 0.50% · 4.625%
HK$55,851
+HK$3,204/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,294/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,113
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,592
−HK$1,499/mo
Today · 4.125%
HK$58,091
baseline
▲ 0.50% · 4.625%
HK$61,153
+HK$3,062/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,182/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,449
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$61,298
−HK$1,879/mo
Today · 4.125%
HK$63,177
baseline
▲ 0.50% · 4.625%
HK$67,021
+HK$3,844/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,354/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,136
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$67,910
−HK$1,799/mo
Today · 4.125%
HK$69,709
baseline
▲ 0.50% · 4.625%
HK$73,384
+HK$3,675/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,418/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,357
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,514
−HK$2,192/mo
Today · 4.125%
HK$73,706
baseline
▲ 0.50% · 4.625%
HK$78,191
+HK$4,485/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,412/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,159
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,228
−HK$2,099/mo
Today · 4.125%
HK$81,327
baseline
▲ 0.50% · 4.625%
HK$85,614
+HK$4,287/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,654/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,173
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$91,947
−HK$2,818/mo
Today · 4.125%
HK$94,765
baseline
▲ 0.50% · 4.625%
HK$100,531
+HK$5,766/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$189,530/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,204
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$101,865
−HK$2,699/mo
Today · 4.125%
HK$104,564
baseline
▲ 0.50% · 4.625%
HK$110,075
+HK$5,511/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$209,128/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,588 · Scale 2, in force from 26 Feb 2026)