LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,544
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,085
−HK$1,565/mo
Today · 4.125%
HK$52,650
baseline
▲ 0.50% · 4.625%
HK$55,854
+HK$3,204/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,300/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,117
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,595
−HK$1,500/mo
Today · 4.125%
HK$58,095
baseline
▲ 0.50% · 4.625%
HK$61,157
+HK$3,062/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,190/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,452
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,302
−HK$1,879/mo
Today · 4.125%
HK$63,181
baseline
▲ 0.50% · 4.625%
HK$67,025
+HK$3,844/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,362/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,140
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,914
−HK$1,800/mo
Today · 4.125%
HK$69,714
baseline
▲ 0.50% · 4.625%
HK$73,388
+HK$3,674/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,428/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,361
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,519
−HK$2,192/mo
Today · 4.125%
HK$73,711
baseline
▲ 0.50% · 4.625%
HK$78,196
+HK$4,485/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,422/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,164
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$79,233
−HK$2,099/mo
Today · 4.125%
HK$81,332
baseline
▲ 0.50% · 4.625%
HK$85,620
+HK$4,288/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,664/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,179
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$91,953
−HK$2,818/mo
Today · 4.125%
HK$94,771
baseline
▲ 0.50% · 4.625%
HK$100,537
+HK$5,766/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$189,542/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,210
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$101,871
−HK$2,699/mo
Today · 4.125%
HK$104,570
baseline
▲ 0.50% · 4.625%
HK$110,082
+HK$5,512/mo
Deposit HK$2.17M · loan HK$19.55M · min. income ≈ HK$209,140/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,724 · Scale 2, in force from 26 Feb 2026)