LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,547
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,088
−HK$1,566/mo
Today · 4.125%
HK$52,654
baseline
▲ 0.50% · 4.625%
HK$55,858
+HK$3,204/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,308/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,120
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,599
−HK$1,499/mo
Today · 4.125%
HK$58,098
baseline
▲ 0.50% · 4.625%
HK$61,161
+HK$3,063/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,196/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,456
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,306
−HK$1,879/mo
Today · 4.125%
HK$63,185
baseline
▲ 0.50% · 4.625%
HK$67,029
+HK$3,844/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,370/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,144
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,918
−HK$1,800/mo
Today · 4.125%
HK$69,718
baseline
▲ 0.50% · 4.625%
HK$73,393
+HK$3,675/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,436/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,366
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$71,523
−HK$2,192/mo
Today · 4.125%
HK$73,715
baseline
▲ 0.50% · 4.625%
HK$78,201
+HK$4,486/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,430/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,168
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,238
−HK$2,100/mo
Today · 4.125%
HK$81,338
baseline
▲ 0.50% · 4.625%
HK$85,625
+HK$4,287/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,676/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,184
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$91,958
−HK$2,819/mo
Today · 4.125%
HK$94,777
baseline
▲ 0.50% · 4.625%
HK$100,544
+HK$5,767/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,554/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,217
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$101,878
−HK$2,699/mo
Today · 4.125%
HK$104,577
baseline
▲ 0.50% · 4.625%
HK$110,089
+HK$5,512/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,154/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$922,862 · Scale 2, in force from 26 Feb 2026)