LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,552
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,094
−HK$1,566/mo
Today · 4.125%
HK$52,660
baseline
▲ 0.50% · 4.625%
HK$55,864
+HK$3,204/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,320/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,126
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,605
−HK$1,500/mo
Today · 4.125%
HK$58,105
baseline
▲ 0.50% · 4.625%
HK$61,168
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,210/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,463
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,312
−HK$1,880/mo
Today · 4.125%
HK$63,192
baseline
▲ 0.50% · 4.625%
HK$67,037
+HK$3,845/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,384/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,152
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,926
−HK$1,800/mo
Today · 4.125%
HK$69,726
baseline
▲ 0.50% · 4.625%
HK$73,401
+HK$3,675/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,452/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,373
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,531
−HK$2,193/mo
Today · 4.125%
HK$73,724
baseline
▲ 0.50% · 4.625%
HK$78,209
+HK$4,485/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,448/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,177
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,247
−HK$2,100/mo
Today · 4.125%
HK$81,347
baseline
▲ 0.50% · 4.625%
HK$85,635
+HK$4,288/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,694/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,194
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$91,969
−HK$2,818/mo
Today · 4.125%
HK$94,787
baseline
▲ 0.50% · 4.625%
HK$100,555
+HK$5,768/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,574/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,228
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,889
−HK$2,700/mo
Today · 4.125%
HK$104,589
baseline
▲ 0.50% · 4.625%
HK$110,102
+HK$5,513/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,178/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,104 · Scale 2, in force from 26 Feb 2026)