LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,553
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,095
−HK$1,566/mo
Today · 4.125%
HK$52,661
baseline
▲ 0.50% · 4.625%
HK$55,865
+HK$3,204/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,322/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,128
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,606
−HK$1,500/mo
Today · 4.125%
HK$58,106
baseline
▲ 0.50% · 4.625%
HK$61,169
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,212/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,464
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,314
−HK$1,879/mo
Today · 4.125%
HK$63,193
baseline
▲ 0.50% · 4.625%
HK$67,038
+HK$3,845/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,386/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,153
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,927
−HK$1,800/mo
Today · 4.125%
HK$69,727
baseline
▲ 0.50% · 4.625%
HK$73,403
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,454/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,375
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,533
−HK$2,192/mo
Today · 4.125%
HK$73,725
baseline
▲ 0.50% · 4.625%
HK$78,211
+HK$4,486/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,450/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,179
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,249
−HK$2,099/mo
Today · 4.125%
HK$81,348
baseline
▲ 0.50% · 4.625%
HK$85,636
+HK$4,288/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,696/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,196
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$91,971
−HK$2,818/mo
Today · 4.125%
HK$94,789
baseline
▲ 0.50% · 4.625%
HK$100,557
+HK$5,768/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,578/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,230
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,891
−HK$2,700/mo
Today · 4.125%
HK$104,591
baseline
▲ 0.50% · 4.625%
HK$110,104
+HK$5,513/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,182/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,150 · Scale 2, in force from 26 Feb 2026)