LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,554
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,095
−HK$1,566/mo
Today · 4.125%
HK$52,661
baseline
▲ 0.50% · 4.625%
HK$55,866
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,322/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,128
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,607
−HK$1,500/mo
Today · 4.125%
HK$58,107
baseline
▲ 0.50% · 4.625%
HK$61,170
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,214/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,465
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,314
−HK$1,880/mo
Today · 4.125%
HK$63,194
baseline
▲ 0.50% · 4.625%
HK$67,039
+HK$3,845/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,388/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,154
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,928
−HK$1,800/mo
Today · 4.125%
HK$69,728
baseline
▲ 0.50% · 4.625%
HK$73,404
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,456/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,376
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,534
−HK$2,192/mo
Today · 4.125%
HK$73,726
baseline
▲ 0.50% · 4.625%
HK$78,212
+HK$4,486/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,452/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,180
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$79,250
−HK$2,099/mo
Today · 4.125%
HK$81,349
baseline
▲ 0.50% · 4.625%
HK$85,637
+HK$4,288/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,698/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,197
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,972
−HK$2,819/mo
Today · 4.125%
HK$94,791
baseline
▲ 0.50% · 4.625%
HK$100,558
+HK$5,767/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,582/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,231
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,892
−HK$2,700/mo
Today · 4.125%
HK$104,592
baseline
▲ 0.50% · 4.625%
HK$110,105
+HK$5,513/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,184/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,176 · Scale 2, in force from 26 Feb 2026)