LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,555
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,096
−HK$1,566/mo
Today · 4.125%
HK$52,662
baseline
▲ 0.50% · 4.625%
HK$55,867
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,324/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,129
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,608
−HK$1,500/mo
Today · 4.125%
HK$58,108
baseline
▲ 0.50% · 4.625%
HK$61,171
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,216/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,466
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,316
−HK$1,879/mo
Today · 4.125%
HK$63,195
baseline
▲ 0.50% · 4.625%
HK$67,040
+HK$3,845/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,390/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,155
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,930
−HK$1,799/mo
Today · 4.125%
HK$69,729
baseline
▲ 0.50% · 4.625%
HK$73,405
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,458/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,377
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$71,535
−HK$2,192/mo
Today · 4.125%
HK$73,727
baseline
▲ 0.50% · 4.625%
HK$78,214
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,454/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,181
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,251
−HK$2,100/mo
Today · 4.125%
HK$81,351
baseline
▲ 0.50% · 4.625%
HK$85,639
+HK$4,288/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,702/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,199
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$91,974
−HK$2,818/mo
Today · 4.125%
HK$94,792
baseline
▲ 0.50% · 4.625%
HK$100,560
+HK$5,768/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,584/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,233
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,894
−HK$2,700/mo
Today · 4.125%
HK$104,594
baseline
▲ 0.50% · 4.625%
HK$110,107
+HK$5,513/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,188/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,219 · Scale 2, in force from 26 Feb 2026)