LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,559
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,100
−HK$1,567/mo
Today · 4.125%
HK$52,667
baseline
▲ 0.50% · 4.625%
HK$55,871
+HK$3,204/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,334/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,134
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,612
−HK$1,500/mo
Today · 4.125%
HK$58,112
baseline
▲ 0.50% · 4.625%
HK$61,175
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,224/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,471
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$61,320
−HK$1,880/mo
Today · 4.125%
HK$63,200
baseline
▲ 0.50% · 4.625%
HK$67,045
+HK$3,845/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,400/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,160
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,935
−HK$1,800/mo
Today · 4.125%
HK$69,735
baseline
▲ 0.50% · 4.625%
HK$73,411
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,470/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,382
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,540
−HK$2,193/mo
Today · 4.125%
HK$73,733
baseline
▲ 0.50% · 4.625%
HK$78,220
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,466/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,187
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,257
−HK$2,100/mo
Today · 4.125%
HK$81,357
baseline
▲ 0.50% · 4.625%
HK$85,646
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,714/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,206
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,981
−HK$2,819/mo
Today · 4.125%
HK$94,800
baseline
▲ 0.50% · 4.625%
HK$100,568
+HK$5,768/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,600/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,241
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$101,902
−HK$2,700/mo
Today · 4.125%
HK$104,602
baseline
▲ 0.50% · 4.625%
HK$110,116
+HK$5,514/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,204/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,386 · Scale 2, in force from 26 Feb 2026)