LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,560
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,102
−HK$1,566/mo
Today · 4.125%
HK$52,668
baseline
▲ 0.50% · 4.625%
HK$55,873
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,336/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,135
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,614
−HK$1,500/mo
Today · 4.125%
HK$58,114
baseline
▲ 0.50% · 4.625%
HK$61,177
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,228/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,472
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,322
−HK$1,880/mo
Today · 4.125%
HK$63,202
baseline
▲ 0.50% · 4.625%
HK$67,047
+HK$3,845/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,404/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,162
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,937
−HK$1,800/mo
Today · 4.125%
HK$69,737
baseline
▲ 0.50% · 4.625%
HK$73,413
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,474/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,384
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,542
−HK$2,193/mo
Today · 4.125%
HK$73,735
baseline
▲ 0.50% · 4.625%
HK$78,222
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$147,470/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,189
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$79,259
−HK$2,100/mo
Today · 4.125%
HK$81,359
baseline
▲ 0.50% · 4.625%
HK$85,648
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.21M · min. income ≈ HK$162,718/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,208
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,983
−HK$2,819/mo
Today · 4.125%
HK$94,802
baseline
▲ 0.50% · 4.625%
HK$100,571
+HK$5,769/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,604/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,243
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,905
−HK$2,700/mo
Today · 4.125%
HK$104,605
baseline
▲ 0.50% · 4.625%
HK$110,119
+HK$5,514/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,210/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,444 · Scale 2, in force from 26 Feb 2026)