LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,563
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,105
−HK$1,566/mo
Today · 4.125%
HK$52,671
baseline
▲ 0.50% · 4.625%
HK$55,876
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,342/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,139
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,618
−HK$1,500/mo
Today · 4.125%
HK$58,118
baseline
▲ 0.50% · 4.625%
HK$61,181
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,236/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,476
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,326
−HK$1,880/mo
Today · 4.125%
HK$63,206
baseline
▲ 0.50% · 4.625%
HK$67,052
+HK$3,846/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,412/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,167
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$67,941
−HK$1,800/mo
Today · 4.125%
HK$69,741
baseline
▲ 0.50% · 4.625%
HK$73,417
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,482/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,389
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,547
−HK$2,193/mo
Today · 4.125%
HK$73,740
baseline
▲ 0.50% · 4.625%
HK$78,227
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,480/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,194
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,265
−HK$2,100/mo
Today · 4.125%
HK$81,365
baseline
▲ 0.50% · 4.625%
HK$85,654
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,730/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,214
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,989
−HK$2,820/mo
Today · 4.125%
HK$94,809
baseline
▲ 0.50% · 4.625%
HK$100,577
+HK$5,768/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,618/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,250
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,912
−HK$2,700/mo
Today · 4.125%
HK$104,612
baseline
▲ 0.50% · 4.625%
HK$110,126
+HK$5,514/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,224/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,589 · Scale 2, in force from 26 Feb 2026)