LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,565
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,106
−HK$1,567/mo
Today · 4.125%
HK$52,673
baseline
▲ 0.50% · 4.625%
HK$55,878
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,346/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,140
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,619
−HK$1,500/mo
Today · 4.125%
HK$58,119
baseline
▲ 0.50% · 4.625%
HK$61,183
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,238/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,477
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,328
−HK$1,879/mo
Today · 4.125%
HK$63,207
baseline
▲ 0.50% · 4.625%
HK$67,053
+HK$3,846/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,414/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,168
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,943
−HK$1,800/mo
Today · 4.125%
HK$69,743
baseline
▲ 0.50% · 4.625%
HK$73,419
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,486/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,390
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,549
−HK$2,193/mo
Today · 4.125%
HK$73,742
baseline
▲ 0.50% · 4.625%
HK$78,229
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,484/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,196
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,266
−HK$2,101/mo
Today · 4.125%
HK$81,367
baseline
▲ 0.50% · 4.625%
HK$85,656
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,734/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,216
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,991
−HK$2,820/mo
Today · 4.125%
HK$94,811
baseline
▲ 0.50% · 4.625%
HK$100,580
+HK$5,769/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,622/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,252
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,914
−HK$2,700/mo
Today · 4.125%
HK$104,614
baseline
▲ 0.50% · 4.625%
HK$110,129
+HK$5,515/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,228/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,639 · Scale 2, in force from 26 Feb 2026)