LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,566
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,107
−HK$1,567/mo
Today · 4.125%
HK$52,674
baseline
▲ 0.50% · 4.625%
HK$55,879
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,348/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,141
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,620
−HK$1,500/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,184
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,479
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,329
−HK$1,880/mo
Today · 4.125%
HK$63,209
baseline
▲ 0.50% · 4.625%
HK$67,055
+HK$3,846/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,418/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,170
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,944
−HK$1,801/mo
Today · 4.125%
HK$69,745
baseline
▲ 0.50% · 4.625%
HK$73,421
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,490/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,392
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$71,550
−HK$2,193/mo
Today · 4.125%
HK$73,743
baseline
▲ 0.50% · 4.625%
HK$78,231
+HK$4,488/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,486/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,198
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,268
−HK$2,101/mo
Today · 4.125%
HK$81,369
baseline
▲ 0.50% · 4.625%
HK$85,658
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,738/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,218
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,993
−HK$2,820/mo
Today · 4.125%
HK$94,813
baseline
▲ 0.50% · 4.625%
HK$100,582
+HK$5,769/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,626/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,254
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,916
−HK$2,701/mo
Today · 4.125%
HK$104,617
baseline
▲ 0.50% · 4.625%
HK$110,131
+HK$5,514/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,234/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,689 · Scale 2, in force from 26 Feb 2026)