LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,567
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,108
−HK$1,567/mo
Today · 4.125%
HK$52,675
baseline
▲ 0.50% · 4.625%
HK$55,880
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,350/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,142
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,621
−HK$1,501/mo
Today · 4.125%
HK$58,122
baseline
▲ 0.50% · 4.625%
HK$61,185
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,244/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,480
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,330
−HK$1,880/mo
Today · 4.125%
HK$63,210
baseline
▲ 0.50% · 4.625%
HK$67,056
+HK$3,846/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$126,420/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,171
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,946
−HK$1,800/mo
Today · 4.125%
HK$69,746
baseline
▲ 0.50% · 4.625%
HK$73,422
+HK$3,676/mo
Deposit HK$8.69M · loan HK$13.04M · min. income ≈ HK$139,492/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,393
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,552
−HK$2,193/mo
Today · 4.125%
HK$73,745
baseline
▲ 0.50% · 4.625%
HK$78,232
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,490/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,199
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,270
−HK$2,100/mo
Today · 4.125%
HK$81,370
baseline
▲ 0.50% · 4.625%
HK$85,659
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,740/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,220
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,995
−HK$2,820/mo
Today · 4.125%
HK$94,815
baseline
▲ 0.50% · 4.625%
HK$100,584
+HK$5,769/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,630/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,256
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,918
−HK$2,701/mo
Today · 4.125%
HK$104,619
baseline
▲ 0.50% · 4.625%
HK$110,133
+HK$5,514/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,238/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,730 · Scale 2, in force from 26 Feb 2026)