LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,568
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,110
−HK$1,567/mo
Today · 4.125%
HK$52,677
baseline
▲ 0.50% · 4.625%
HK$55,882
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,354/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,144
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,623
−HK$1,501/mo
Today · 4.125%
HK$58,124
baseline
▲ 0.50% · 4.625%
HK$61,187
+HK$3,063/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,248/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,482
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,332
−HK$1,880/mo
Today · 4.125%
HK$63,212
baseline
▲ 0.50% · 4.625%
HK$67,058
+HK$3,846/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$126,424/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,173
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,948
−HK$1,800/mo
Today · 4.125%
HK$69,748
baseline
▲ 0.50% · 4.625%
HK$73,425
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$139,496/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,396
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,554
−HK$2,194/mo
Today · 4.125%
HK$73,748
baseline
▲ 0.50% · 4.625%
HK$78,235
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,496/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,202
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,273
−HK$2,100/mo
Today · 4.125%
HK$81,373
baseline
▲ 0.50% · 4.625%
HK$85,662
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,746/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,223
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,999
−HK$2,819/mo
Today · 4.125%
HK$94,818
baseline
▲ 0.50% · 4.625%
HK$100,588
+HK$5,770/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,636/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,260
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,922
−HK$2,701/mo
Today · 4.125%
HK$104,623
baseline
▲ 0.50% · 4.625%
HK$110,137
+HK$5,514/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,246/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,810 · Scale 2, in force from 26 Feb 2026)