LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,569
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,111
−HK$1,566/mo
Today · 4.125%
HK$52,677
baseline
▲ 0.50% · 4.625%
HK$55,883
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,354/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,145
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,624
−HK$1,500/mo
Today · 4.125%
HK$58,124
baseline
▲ 0.50% · 4.625%
HK$61,188
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,248/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,483
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,333
−HK$1,880/mo
Today · 4.125%
HK$63,213
baseline
▲ 0.50% · 4.625%
HK$67,059
+HK$3,846/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$126,426/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,174
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$67,949
−HK$1,800/mo
Today · 4.125%
HK$69,749
baseline
▲ 0.50% · 4.625%
HK$73,426
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$139,498/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,396
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,555
−HK$2,193/mo
Today · 4.125%
HK$73,748
baseline
▲ 0.50% · 4.625%
HK$78,236
+HK$4,488/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,496/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,203
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,273
−HK$2,101/mo
Today · 4.125%
HK$81,374
baseline
▲ 0.50% · 4.625%
HK$85,663
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,748/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,224
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,999
−HK$2,820/mo
Today · 4.125%
HK$94,819
baseline
▲ 0.50% · 4.625%
HK$100,589
+HK$5,770/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$189,638/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,261
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,923
−HK$2,701/mo
Today · 4.125%
HK$104,624
baseline
▲ 0.50% · 4.625%
HK$110,138
+HK$5,514/mo
Deposit HK$2.17M · loan HK$19.56M · min. income ≈ HK$209,248/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,830 · Scale 2, in force from 26 Feb 2026)