LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,573
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,115
−HK$1,567/mo
Today · 4.125%
HK$52,682
baseline
▲ 0.50% · 4.625%
HK$55,887
+HK$3,205/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,364/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,150
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,629
−HK$1,500/mo
Today · 4.125%
HK$58,129
baseline
▲ 0.50% · 4.625%
HK$61,193
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,258/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,488
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,338
−HK$1,880/mo
Today · 4.125%
HK$63,218
baseline
▲ 0.50% · 4.625%
HK$67,065
+HK$3,847/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$126,436/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,179
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,954
−HK$1,801/mo
Today · 4.125%
HK$69,755
baseline
▲ 0.50% · 4.625%
HK$73,432
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$139,510/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,402
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,561
−HK$2,193/mo
Today · 4.125%
HK$73,754
baseline
▲ 0.50% · 4.625%
HK$78,242
+HK$4,488/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,508/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,209
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,280
−HK$2,101/mo
Today · 4.125%
HK$81,381
baseline
▲ 0.50% · 4.625%
HK$85,670
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,762/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,232
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$92,007
−HK$2,820/mo
Today · 4.125%
HK$94,827
baseline
▲ 0.50% · 4.625%
HK$100,597
+HK$5,770/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,654/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,269
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,932
−HK$2,700/mo
Today · 4.125%
HK$104,632
baseline
▲ 0.50% · 4.625%
HK$110,148
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,264/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,956 · Scale 2, in force from 26 Feb 2026)