LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,574
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,116
−HK$1,566/mo
Today · 4.125%
HK$52,682
baseline
▲ 0.50% · 4.625%
HK$55,888
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,364/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,150
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,629
−HK$1,501/mo
Today · 4.125%
HK$58,130
baseline
▲ 0.50% · 4.625%
HK$61,194
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,260/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,488
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,339
−HK$1,880/mo
Today · 4.125%
HK$63,219
baseline
▲ 0.50% · 4.625%
HK$67,065
+HK$3,846/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$126,438/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,180
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,955
−HK$1,801/mo
Today · 4.125%
HK$69,756
baseline
▲ 0.50% · 4.625%
HK$73,433
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$139,512/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,403
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$71,562
−HK$2,193/mo
Today · 4.125%
HK$73,755
baseline
▲ 0.50% · 4.625%
HK$78,243
+HK$4,488/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,510/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,210
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,281
−HK$2,101/mo
Today · 4.125%
HK$81,382
baseline
▲ 0.50% · 4.625%
HK$85,671
+HK$4,289/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,764/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,232
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,008
−HK$2,820/mo
Today · 4.125%
HK$94,828
baseline
▲ 0.50% · 4.625%
HK$100,598
+HK$5,770/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,656/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,270
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,933
−HK$2,700/mo
Today · 4.125%
HK$104,633
baseline
▲ 0.50% · 4.625%
HK$110,149
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,266/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,965 · Scale 2, in force from 26 Feb 2026)