LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,574
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,117
−HK$1,566/mo
Today · 4.125%
HK$52,683
baseline
▲ 0.50% · 4.625%
HK$55,889
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,366/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,151
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,630
−HK$1,501/mo
Today · 4.125%
HK$58,131
baseline
▲ 0.50% · 4.625%
HK$61,195
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,262/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,489
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,340
−HK$1,880/mo
Today · 4.125%
HK$63,220
baseline
▲ 0.50% · 4.625%
HK$67,067
+HK$3,847/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$126,440/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,181
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,956
−HK$1,801/mo
Today · 4.125%
HK$69,757
baseline
▲ 0.50% · 4.625%
HK$73,434
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.04M · min. income ≈ HK$139,514/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,404
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,563
−HK$2,194/mo
Today · 4.125%
HK$73,757
baseline
▲ 0.50% · 4.625%
HK$78,244
+HK$4,487/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,514/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,212
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$79,282
−HK$2,101/mo
Today · 4.125%
HK$81,383
baseline
▲ 0.50% · 4.625%
HK$85,673
+HK$4,290/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,766/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,234
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,010
−HK$2,820/mo
Today · 4.125%
HK$94,830
baseline
▲ 0.50% · 4.625%
HK$100,600
+HK$5,770/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,660/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,272
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,934
−HK$2,701/mo
Today · 4.125%
HK$104,635
baseline
▲ 0.50% · 4.625%
HK$110,151
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,270/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$923,982 · Scale 2, in force from 26 Feb 2026)