LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,578
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,120
−HK$1,567/mo
Today · 4.125%
HK$52,687
baseline
▲ 0.50% · 4.625%
HK$55,893
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,374/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,155
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,634
−HK$1,501/mo
Today · 4.125%
HK$58,135
baseline
▲ 0.50% · 4.625%
HK$61,199
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,270/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,494
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$61,344
−HK$1,880/mo
Today · 4.125%
HK$63,224
baseline
▲ 0.50% · 4.625%
HK$67,071
+HK$3,847/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,448/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,186
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,961
−HK$1,801/mo
Today · 4.125%
HK$69,762
baseline
▲ 0.50% · 4.625%
HK$73,439
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,524/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,409
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,568
−HK$2,194/mo
Today · 4.125%
HK$73,762
baseline
▲ 0.50% · 4.625%
HK$78,250
+HK$4,488/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,524/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,217
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,288
−HK$2,101/mo
Today · 4.125%
HK$81,389
baseline
▲ 0.50% · 4.625%
HK$85,679
+HK$4,290/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,778/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,240
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,016
−HK$2,821/mo
Today · 4.125%
HK$94,837
baseline
▲ 0.50% · 4.625%
HK$100,607
+HK$5,770/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,674/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,279
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,942
−HK$2,701/mo
Today · 4.125%
HK$104,643
baseline
▲ 0.50% · 4.625%
HK$110,159
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,286/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,048 · Scale 2, in force from 26 Feb 2026)