LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,579
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,121
−HK$1,567/mo
Today · 4.125%
HK$52,688
baseline
▲ 0.50% · 4.625%
HK$55,894
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,376/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,156
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,636
−HK$1,500/mo
Today · 4.125%
HK$58,136
baseline
▲ 0.50% · 4.625%
HK$61,201
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,272/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,495
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,346
−HK$1,880/mo
Today · 4.125%
HK$63,226
baseline
▲ 0.50% · 4.625%
HK$67,073
+HK$3,847/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,452/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,188
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,963
−HK$1,801/mo
Today · 4.125%
HK$69,764
baseline
▲ 0.50% · 4.625%
HK$73,441
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,528/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,411
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,570
−HK$2,194/mo
Today · 4.125%
HK$73,764
baseline
▲ 0.50% · 4.625%
HK$78,252
+HK$4,488/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,528/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,219
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,290
−HK$2,101/mo
Today · 4.125%
HK$81,391
baseline
▲ 0.50% · 4.625%
HK$85,681
+HK$4,290/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,782/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,243
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,019
−HK$2,820/mo
Today · 4.125%
HK$94,839
baseline
▲ 0.50% · 4.625%
HK$100,610
+HK$5,771/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,678/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,281
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,944
−HK$2,701/mo
Today · 4.125%
HK$104,645
baseline
▲ 0.50% · 4.625%
HK$110,161
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,290/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,070 · Scale 2, in force from 26 Feb 2026)