LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,581
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,124
−HK$1,567/mo
Today · 4.125%
HK$52,691
baseline
▲ 0.50% · 4.625%
HK$55,897
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,382/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,159
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,638
−HK$1,501/mo
Today · 4.125%
HK$58,139
baseline
▲ 0.50% · 4.625%
HK$61,203
+HK$3,064/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,278/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,498
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,348
−HK$1,881/mo
Today · 4.125%
HK$63,229
baseline
▲ 0.50% · 4.625%
HK$67,076
+HK$3,847/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,458/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,191
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,966
−HK$1,801/mo
Today · 4.125%
HK$69,767
baseline
▲ 0.50% · 4.625%
HK$73,444
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,534/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,414
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,573
−HK$2,194/mo
Today · 4.125%
HK$73,767
baseline
▲ 0.50% · 4.625%
HK$78,255
+HK$4,488/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,534/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,222
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,293
−HK$2,101/mo
Today · 4.125%
HK$81,394
baseline
▲ 0.50% · 4.625%
HK$85,685
+HK$4,291/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,788/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,246
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,023
−HK$2,820/mo
Today · 4.125%
HK$94,843
baseline
▲ 0.50% · 4.625%
HK$100,614
+HK$5,771/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,686/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,286
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,949
−HK$2,701/mo
Today · 4.125%
HK$104,650
baseline
▲ 0.50% · 4.625%
HK$110,166
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,300/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,111 · Scale 2, in force from 26 Feb 2026)