LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,582
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,125
−HK$1,567/mo
Today · 4.125%
HK$52,692
baseline
▲ 0.50% · 4.625%
HK$55,898
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,384/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,160
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,639
−HK$1,501/mo
Today · 4.125%
HK$58,140
baseline
▲ 0.50% · 4.625%
HK$61,205
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,280/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,499
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,349
−HK$1,881/mo
Today · 4.125%
HK$63,230
baseline
▲ 0.50% · 4.625%
HK$67,077
+HK$3,847/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,460/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,192
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,967
−HK$1,801/mo
Today · 4.125%
HK$69,768
baseline
▲ 0.50% · 4.625%
HK$73,445
+HK$3,677/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,536/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,415
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,574
−HK$2,194/mo
Today · 4.125%
HK$73,768
baseline
▲ 0.50% · 4.625%
HK$78,257
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,536/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,224
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,295
−HK$2,101/mo
Today · 4.125%
HK$81,396
baseline
▲ 0.50% · 4.625%
HK$85,686
+HK$4,290/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,792/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,248
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,024
−HK$2,821/mo
Today · 4.125%
HK$94,845
baseline
▲ 0.50% · 4.625%
HK$100,616
+HK$5,771/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,690/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,288
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,950
−HK$2,702/mo
Today · 4.125%
HK$104,652
baseline
▲ 0.50% · 4.625%
HK$110,168
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,304/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,128 · Scale 2, in force from 26 Feb 2026)