LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,583
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,125
−HK$1,567/mo
Today · 4.125%
HK$52,692
baseline
▲ 0.50% · 4.625%
HK$55,899
+HK$3,207/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,384/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,161
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,640
−HK$1,501/mo
Today · 4.125%
HK$58,141
baseline
▲ 0.50% · 4.625%
HK$61,206
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,282/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,500
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,350
−HK$1,881/mo
Today · 4.125%
HK$63,231
baseline
▲ 0.50% · 4.625%
HK$67,078
+HK$3,847/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,462/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,193
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,968
−HK$1,801/mo
Today · 4.125%
HK$69,769
baseline
▲ 0.50% · 4.625%
HK$73,447
+HK$3,678/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,538/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,416
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,576
−HK$2,193/mo
Today · 4.125%
HK$73,769
baseline
▲ 0.50% · 4.625%
HK$78,258
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,538/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,225
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,296
−HK$2,101/mo
Today · 4.125%
HK$81,397
baseline
▲ 0.50% · 4.625%
HK$85,688
+HK$4,291/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,794/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,250
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$92,026
−HK$2,820/mo
Today · 4.125%
HK$94,846
baseline
▲ 0.50% · 4.625%
HK$100,617
+HK$5,771/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,692/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,289
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,952
−HK$2,702/mo
Today · 4.125%
HK$104,654
baseline
▲ 0.50% · 4.625%
HK$110,170
+HK$5,516/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,308/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,143 · Scale 2, in force from 26 Feb 2026)