LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,584
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,127
−HK$1,567/mo
Today · 4.125%
HK$52,694
baseline
▲ 0.50% · 4.625%
HK$55,900
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,388/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,162
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,642
−HK$1,500/mo
Today · 4.125%
HK$58,142
baseline
▲ 0.50% · 4.625%
HK$61,207
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,284/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,501
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,352
−HK$1,880/mo
Today · 4.125%
HK$63,232
baseline
▲ 0.50% · 4.625%
HK$67,080
+HK$3,848/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,464/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,195
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$67,970
−HK$1,801/mo
Today · 4.125%
HK$69,771
baseline
▲ 0.50% · 4.625%
HK$73,449
+HK$3,678/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,542/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,418
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$71,577
−HK$2,194/mo
Today · 4.125%
HK$73,771
baseline
▲ 0.50% · 4.625%
HK$78,260
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,542/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,227
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,298
−HK$2,101/mo
Today · 4.125%
HK$81,399
baseline
▲ 0.50% · 4.625%
HK$85,690
+HK$4,291/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,798/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,252
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,028
−HK$2,821/mo
Today · 4.125%
HK$94,849
baseline
▲ 0.50% · 4.625%
HK$100,620
+HK$5,771/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,698/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,292
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$101,955
−HK$2,701/mo
Today · 4.125%
HK$104,656
baseline
▲ 0.50% · 4.625%
HK$110,173
+HK$5,517/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,312/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,166 · Scale 2, in force from 26 Feb 2026)