LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,589
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,131
−HK$1,567/mo
Today · 4.125%
HK$52,698
baseline
▲ 0.50% · 4.625%
HK$55,905
+HK$3,207/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,396/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,167
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,646
−HK$1,501/mo
Today · 4.125%
HK$58,147
baseline
▲ 0.50% · 4.625%
HK$61,212
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,294/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,506
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,357
−HK$1,881/mo
Today · 4.125%
HK$63,238
baseline
▲ 0.50% · 4.625%
HK$67,086
+HK$3,848/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,476/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,200
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,976
−HK$1,801/mo
Today · 4.125%
HK$69,777
baseline
▲ 0.50% · 4.625%
HK$73,455
+HK$3,678/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,554/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,424
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,584
−HK$2,194/mo
Today · 4.125%
HK$73,778
baseline
▲ 0.50% · 4.625%
HK$78,267
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,556/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,234
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$79,305
−HK$2,101/mo
Today · 4.125%
HK$81,406
baseline
▲ 0.50% · 4.625%
HK$85,697
+HK$4,291/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,812/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,260
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$92,036
−HK$2,821/mo
Today · 4.125%
HK$94,857
baseline
▲ 0.50% · 4.625%
HK$100,629
+HK$5,772/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,714/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,300
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,964
−HK$2,701/mo
Today · 4.125%
HK$104,665
baseline
▲ 0.50% · 4.625%
HK$110,182
+HK$5,517/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,330/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,246 · Scale 2, in force from 26 Feb 2026)