LTV · monthly repayment
▼ 0.50% · 3.625%
HK$495,898
−HK$31,098/mo
▼ 0.25% · 3.875%
HK$511,324
−HK$15,672/mo
Today · 4.125%
HK$526,996
baseline
▲ 0.50% · 4.625%
HK$559,062
+HK$32,066/mo
Deposit HK$108.74M · loan HK$108.74M · min. income ≈ HK$1,053,992/mo (50% DSR)
Upfront cash ≈ HK$122.87M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$551,682
−HK$29,806/mo
▼ 0.25% · 3.875%
HK$566,478
−HK$15,010/mo
Today · 4.125%
HK$581,488
baseline
▲ 0.50% · 4.625%
HK$612,139
+HK$30,651/mo
Deposit HK$108.74M · loan HK$108.74M · min. income ≈ HK$1,162,976/mo (50% DSR)
Upfront cash ≈ HK$122.87M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$595,078
−HK$37,317/mo
▼ 0.25% · 3.875%
HK$613,588
−HK$18,807/mo
Today · 4.125%
HK$632,395
baseline
▲ 0.50% · 4.625%
HK$670,875
+HK$38,480/mo
Deposit HK$86.99M · loan HK$130.48M · min. income ≈ HK$1,264,790/mo (50% DSR)
Upfront cash ≈ HK$101.13M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$662,018
−HK$35,767/mo
▼ 0.25% · 3.875%
HK$679,773
−HK$18,012/mo
Today · 4.125%
HK$697,785
baseline
▲ 0.50% · 4.625%
HK$734,566
+HK$36,781/mo
Deposit HK$86.99M · loan HK$130.48M · min. income ≈ HK$1,395,570/mo (50% DSR)
Upfront cash ≈ HK$101.13M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$694,258
−HK$43,536/mo
▼ 0.25% · 3.875%
HK$715,853
−HK$21,941/mo
Today · 4.125%
HK$737,794
baseline
▲ 0.50% · 4.625%
HK$782,687
+HK$44,893/mo
Deposit HK$65.24M · loan HK$152.23M · min. income ≈ HK$1,475,588/mo (50% DSR)
Upfront cash ≈ HK$79.38M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$772,355
−HK$41,728/mo
▼ 0.25% · 3.875%
HK$793,069
−HK$21,014/mo
Today · 4.125%
HK$814,083
baseline
▲ 0.50% · 4.625%
HK$856,994
+HK$42,911/mo
Deposit HK$65.24M · loan HK$152.23M · min. income ≈ HK$1,628,166/mo (50% DSR)
Upfront cash ≈ HK$79.38M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$892,617
−HK$55,975/mo
▼ 0.25% · 3.875%
HK$920,383
−HK$28,209/mo
Today · 4.125%
HK$948,592
baseline
▲ 0.50% · 4.625%
HK$1,006,312
+HK$57,720/mo
Deposit HK$21.75M · loan HK$195.73M · min. income ≈ HK$1,897,184/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$993,028
−HK$53,650/mo
▼ 0.25% · 3.875%
HK$1,019,660
−HK$27,018/mo
Today · 4.125%
HK$1,046,678
baseline
▲ 0.50% · 4.625%
HK$1,101,850
+HK$55,172/mo
Deposit HK$21.75M · loan HK$195.73M · min. income ≈ HK$2,093,356/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$14,135,866 · Scale 2, in force from 26 Feb 2026)