LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,591
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,133
−HK$1,568/mo
Today · 4.125%
HK$52,701
baseline
▲ 0.50% · 4.625%
HK$55,907
+HK$3,206/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,402/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,169
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,649
−HK$1,501/mo
Today · 4.125%
HK$58,150
baseline
▲ 0.50% · 4.625%
HK$61,215
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,300/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,509
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,360
−HK$1,881/mo
Today · 4.125%
HK$63,241
baseline
▲ 0.50% · 4.625%
HK$67,089
+HK$3,848/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,482/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,203
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,979
−HK$1,801/mo
Today · 4.125%
HK$69,780
baseline
▲ 0.50% · 4.625%
HK$73,458
+HK$3,678/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,560/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,427
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,587
−HK$2,194/mo
Today · 4.125%
HK$73,781
baseline
▲ 0.50% · 4.625%
HK$78,270
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,562/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,237
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,308
−HK$2,102/mo
Today · 4.125%
HK$81,410
baseline
▲ 0.50% · 4.625%
HK$85,701
+HK$4,291/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,820/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,263
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,040
−HK$2,821/mo
Today · 4.125%
HK$94,861
baseline
▲ 0.50% · 4.625%
HK$100,633
+HK$5,772/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,722/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,305
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,968
−HK$2,702/mo
Today · 4.125%
HK$104,670
baseline
▲ 0.50% · 4.625%
HK$110,187
+HK$5,517/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,340/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,286 · Scale 2, in force from 26 Feb 2026)