LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,592
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,135
−HK$1,567/mo
Today · 4.125%
HK$52,702
baseline
▲ 0.50% · 4.625%
HK$55,909
+HK$3,207/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,404/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,171
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,650
−HK$1,502/mo
Today · 4.125%
HK$58,152
baseline
▲ 0.50% · 4.625%
HK$61,217
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,304/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,511
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$61,362
−HK$1,880/mo
Today · 4.125%
HK$63,242
baseline
▲ 0.50% · 4.625%
HK$67,091
+HK$3,849/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,484/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,205
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,981
−HK$1,801/mo
Today · 4.125%
HK$69,782
baseline
▲ 0.50% · 4.625%
HK$73,460
+HK$3,678/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,564/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,429
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,589
−HK$2,194/mo
Today · 4.125%
HK$73,783
baseline
▲ 0.50% · 4.625%
HK$78,272
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,566/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,239
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,311
−HK$2,101/mo
Today · 4.125%
HK$81,412
baseline
▲ 0.50% · 4.625%
HK$85,703
+HK$4,291/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,824/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,266
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,043
−HK$2,821/mo
Today · 4.125%
HK$94,864
baseline
▲ 0.50% · 4.625%
HK$100,636
+HK$5,772/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,728/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,307
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$101,971
−HK$2,702/mo
Today · 4.125%
HK$104,673
baseline
▲ 0.50% · 4.625%
HK$110,190
+HK$5,517/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,346/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,313 · Scale 2, in force from 26 Feb 2026)