LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,595
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,137
−HK$1,568/mo
Today · 4.125%
HK$52,705
baseline
▲ 0.50% · 4.625%
HK$55,912
+HK$3,207/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,410/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,174
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,653
−HK$1,502/mo
Today · 4.125%
HK$58,155
baseline
▲ 0.50% · 4.625%
HK$61,220
+HK$3,065/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,310/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,514
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,365
−HK$1,881/mo
Today · 4.125%
HK$63,246
baseline
▲ 0.50% · 4.625%
HK$67,094
+HK$3,848/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,492/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,208
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,984
−HK$1,801/mo
Today · 4.125%
HK$69,785
baseline
▲ 0.50% · 4.625%
HK$73,464
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,570/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,433
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,592
−HK$2,195/mo
Today · 4.125%
HK$73,787
baseline
▲ 0.50% · 4.625%
HK$78,276
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,574/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,243
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,315
−HK$2,101/mo
Today · 4.125%
HK$81,416
baseline
▲ 0.50% · 4.625%
HK$85,708
+HK$4,292/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,832/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,271
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,047
−HK$2,822/mo
Today · 4.125%
HK$94,869
baseline
▲ 0.50% · 4.625%
HK$100,641
+HK$5,772/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,738/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,313
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,976
−HK$2,702/mo
Today · 4.125%
HK$104,678
baseline
▲ 0.50% · 4.625%
HK$110,196
+HK$5,518/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,356/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,361 · Scale 2, in force from 26 Feb 2026)