LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,595
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,138
−HK$1,567/mo
Today · 4.125%
HK$52,705
baseline
▲ 0.50% · 4.625%
HK$55,912
+HK$3,207/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$105,410/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,174
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,654
−HK$1,501/mo
Today · 4.125%
HK$58,155
baseline
▲ 0.50% · 4.625%
HK$61,221
+HK$3,066/mo
Deposit HK$10.87M · loan HK$10.87M · min. income ≈ HK$116,310/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,514
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,366
−HK$1,880/mo
Today · 4.125%
HK$63,246
baseline
▲ 0.50% · 4.625%
HK$67,095
+HK$3,849/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,492/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,209
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,985
−HK$1,801/mo
Today · 4.125%
HK$69,786
baseline
▲ 0.50% · 4.625%
HK$73,465
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,572/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,433
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,593
−HK$2,195/mo
Today · 4.125%
HK$73,788
baseline
▲ 0.50% · 4.625%
HK$78,277
+HK$4,489/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$147,576/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,244
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,316
−HK$2,101/mo
Today · 4.125%
HK$81,417
baseline
▲ 0.50% · 4.625%
HK$85,709
+HK$4,292/mo
Deposit HK$6.52M · loan HK$15.22M · min. income ≈ HK$162,834/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,272
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,048
−HK$2,822/mo
Today · 4.125%
HK$94,870
baseline
▲ 0.50% · 4.625%
HK$100,642
+HK$5,772/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$189,740/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,314
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,977
−HK$2,702/mo
Today · 4.125%
HK$104,679
baseline
▲ 0.50% · 4.625%
HK$110,197
+HK$5,518/mo
Deposit HK$2.17M · loan HK$19.57M · min. income ≈ HK$209,358/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,371 · Scale 2, in force from 26 Feb 2026)