LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,597
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,140
−HK$1,567/mo
Today · 4.125%
HK$52,707
baseline
▲ 0.50% · 4.625%
HK$55,914
+HK$3,207/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,414/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,176
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,656
−HK$1,501/mo
Today · 4.125%
HK$58,157
baseline
▲ 0.50% · 4.625%
HK$61,223
+HK$3,066/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,314/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,517
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,368
−HK$1,881/mo
Today · 4.125%
HK$63,249
baseline
▲ 0.50% · 4.625%
HK$67,097
+HK$3,848/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,498/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,212
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,987
−HK$1,802/mo
Today · 4.125%
HK$69,789
baseline
▲ 0.50% · 4.625%
HK$73,467
+HK$3,678/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,578/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,436
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$71,596
−HK$2,194/mo
Today · 4.125%
HK$73,790
baseline
▲ 0.50% · 4.625%
HK$78,280
+HK$4,490/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,580/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,247
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$79,319
−HK$2,101/mo
Today · 4.125%
HK$81,420
baseline
▲ 0.50% · 4.625%
HK$85,712
+HK$4,292/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,840/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,275
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,052
−HK$2,821/mo
Today · 4.125%
HK$94,873
baseline
▲ 0.50% · 4.625%
HK$100,646
+HK$5,773/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,746/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,317
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$101,981
−HK$2,702/mo
Today · 4.125%
HK$104,683
baseline
▲ 0.50% · 4.625%
HK$110,201
+HK$5,518/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,366/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,405 · Scale 2, in force from 26 Feb 2026)