LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,599
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,141
−HK$1,568/mo
Today · 4.125%
HK$52,709
baseline
▲ 0.50% · 4.625%
HK$55,916
+HK$3,207/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,418/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,178
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,658
−HK$1,501/mo
Today · 4.125%
HK$58,159
baseline
▲ 0.50% · 4.625%
HK$61,225
+HK$3,066/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,318/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,518
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,370
−HK$1,881/mo
Today · 4.125%
HK$63,251
baseline
▲ 0.50% · 4.625%
HK$67,099
+HK$3,848/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,502/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,214
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,989
−HK$1,802/mo
Today · 4.125%
HK$69,791
baseline
▲ 0.50% · 4.625%
HK$73,470
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,582/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,438
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,598
−HK$2,195/mo
Today · 4.125%
HK$73,793
baseline
▲ 0.50% · 4.625%
HK$78,283
+HK$4,490/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,586/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,249
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,321
−HK$2,102/mo
Today · 4.125%
HK$81,423
baseline
▲ 0.50% · 4.625%
HK$85,715
+HK$4,292/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,846/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,278
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,055
−HK$2,821/mo
Today · 4.125%
HK$94,876
baseline
▲ 0.50% · 4.625%
HK$100,649
+HK$5,773/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,752/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,320
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$101,984
−HK$2,702/mo
Today · 4.125%
HK$104,686
baseline
▲ 0.50% · 4.625%
HK$110,205
+HK$5,519/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,372/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,434 · Scale 2, in force from 26 Feb 2026)