LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,601
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,144
−HK$1,567/mo
Today · 4.125%
HK$52,711
baseline
▲ 0.50% · 4.625%
HK$55,919
+HK$3,208/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,422/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,180
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,660
−HK$1,502/mo
Today · 4.125%
HK$58,162
baseline
▲ 0.50% · 4.625%
HK$61,227
+HK$3,065/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,324/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,521
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$61,372
−HK$1,881/mo
Today · 4.125%
HK$63,253
baseline
▲ 0.50% · 4.625%
HK$67,102
+HK$3,849/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,506/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,216
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$67,992
−HK$1,802/mo
Today · 4.125%
HK$69,794
baseline
▲ 0.50% · 4.625%
HK$73,473
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,588/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,441
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,601
−HK$2,195/mo
Today · 4.125%
HK$73,796
baseline
▲ 0.50% · 4.625%
HK$78,286
+HK$4,490/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,592/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,252
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,324
−HK$2,102/mo
Today · 4.125%
HK$81,426
baseline
▲ 0.50% · 4.625%
HK$85,718
+HK$4,292/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,852/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,281
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$92,059
−HK$2,821/mo
Today · 4.125%
HK$94,880
baseline
▲ 0.50% · 4.625%
HK$100,653
+HK$5,773/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,760/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,325
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$101,988
−HK$2,703/mo
Today · 4.125%
HK$104,691
baseline
▲ 0.50% · 4.625%
HK$110,209
+HK$5,518/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,382/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,472 · Scale 2, in force from 26 Feb 2026)