LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,604
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,147
−HK$1,567/mo
Today · 4.125%
HK$52,714
baseline
▲ 0.50% · 4.625%
HK$55,922
+HK$3,208/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,428/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,184
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,664
−HK$1,501/mo
Today · 4.125%
HK$58,165
baseline
▲ 0.50% · 4.625%
HK$61,231
+HK$3,066/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,330/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,524
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,376
−HK$1,881/mo
Today · 4.125%
HK$63,257
baseline
▲ 0.50% · 4.625%
HK$67,106
+HK$3,849/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,514/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,220
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$67,996
−HK$1,802/mo
Today · 4.125%
HK$69,798
baseline
▲ 0.50% · 4.625%
HK$73,477
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,596/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,445
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,605
−HK$2,195/mo
Today · 4.125%
HK$73,800
baseline
▲ 0.50% · 4.625%
HK$78,290
+HK$4,490/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,600/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,257
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,329
−HK$2,102/mo
Today · 4.125%
HK$81,431
baseline
▲ 0.50% · 4.625%
HK$85,723
+HK$4,292/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,862/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,287
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$92,064
−HK$2,822/mo
Today · 4.125%
HK$94,886
baseline
▲ 0.50% · 4.625%
HK$100,659
+HK$5,773/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,772/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,330
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$101,994
−HK$2,703/mo
Today · 4.125%
HK$104,697
baseline
▲ 0.50% · 4.625%
HK$110,216
+HK$5,519/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,394/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,525 · Scale 2, in force from 26 Feb 2026)