LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,604
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,147
−HK$1,568/mo
Today · 4.125%
HK$52,715
baseline
▲ 0.50% · 4.625%
HK$55,923
+HK$3,208/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,430/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,184
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,664
−HK$1,502/mo
Today · 4.125%
HK$58,166
baseline
▲ 0.50% · 4.625%
HK$61,232
+HK$3,066/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,332/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,525
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,377
−HK$1,881/mo
Today · 4.125%
HK$63,258
baseline
▲ 0.50% · 4.625%
HK$67,107
+HK$3,849/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,516/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,221
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$67,997
−HK$1,802/mo
Today · 4.125%
HK$69,799
baseline
▲ 0.50% · 4.625%
HK$73,478
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,598/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,446
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,606
−HK$2,195/mo
Today · 4.125%
HK$73,801
baseline
▲ 0.50% · 4.625%
HK$78,292
+HK$4,491/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,602/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,258
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,330
−HK$2,102/mo
Today · 4.125%
HK$81,432
baseline
▲ 0.50% · 4.625%
HK$85,725
+HK$4,293/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,864/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,288
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$92,065
−HK$2,822/mo
Today · 4.125%
HK$94,887
baseline
▲ 0.50% · 4.625%
HK$100,661
+HK$5,774/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,774/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,332
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$101,996
−HK$2,703/mo
Today · 4.125%
HK$104,699
baseline
▲ 0.50% · 4.625%
HK$110,217
+HK$5,518/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,398/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,541 · Scale 2, in force from 26 Feb 2026)