LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,605
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,148
−HK$1,568/mo
Today · 4.125%
HK$52,716
baseline
▲ 0.50% · 4.625%
HK$55,923
+HK$3,207/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,432/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,185
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,665
−HK$1,502/mo
Today · 4.125%
HK$58,167
baseline
▲ 0.50% · 4.625%
HK$61,233
+HK$3,066/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,334/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,526
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,378
−HK$1,881/mo
Today · 4.125%
HK$63,259
baseline
▲ 0.50% · 4.625%
HK$67,108
+HK$3,849/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,518/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,222
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$67,998
−HK$1,802/mo
Today · 4.125%
HK$69,800
baseline
▲ 0.50% · 4.625%
HK$73,479
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,600/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,447
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,607
−HK$2,195/mo
Today · 4.125%
HK$73,802
baseline
▲ 0.50% · 4.625%
HK$78,293
+HK$4,491/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,604/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,259
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$79,331
−HK$2,102/mo
Today · 4.125%
HK$81,433
baseline
▲ 0.50% · 4.625%
HK$85,726
+HK$4,293/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,866/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,289
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$92,067
−HK$2,821/mo
Today · 4.125%
HK$94,888
baseline
▲ 0.50% · 4.625%
HK$100,662
+HK$5,774/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,776/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,333
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$101,997
−HK$2,703/mo
Today · 4.125%
HK$104,700
baseline
▲ 0.50% · 4.625%
HK$110,219
+HK$5,519/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,400/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,553 · Scale 2, in force from 26 Feb 2026)