LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,606
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,150
−HK$1,567/mo
Today · 4.125%
HK$52,717
baseline
▲ 0.50% · 4.625%
HK$55,925
+HK$3,208/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,434/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,187
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,667
−HK$1,501/mo
Today · 4.125%
HK$58,168
baseline
▲ 0.50% · 4.625%
HK$61,234
+HK$3,066/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,336/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,528
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,379
−HK$1,882/mo
Today · 4.125%
HK$63,261
baseline
▲ 0.50% · 4.625%
HK$67,110
+HK$3,849/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,522/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,224
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$68,000
−HK$1,802/mo
Today · 4.125%
HK$69,802
baseline
▲ 0.50% · 4.625%
HK$73,481
+HK$3,679/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,604/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,449
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$71,609
−HK$2,195/mo
Today · 4.125%
HK$73,804
baseline
▲ 0.50% · 4.625%
HK$78,295
+HK$4,491/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,608/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,261
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,333
−HK$2,103/mo
Today · 4.125%
HK$81,436
baseline
▲ 0.50% · 4.625%
HK$85,728
+HK$4,292/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,872/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,292
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$92,069
−HK$2,822/mo
Today · 4.125%
HK$94,891
baseline
▲ 0.50% · 4.625%
HK$100,665
+HK$5,774/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,782/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,336
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$102,000
−HK$2,703/mo
Today · 4.125%
HK$104,703
baseline
▲ 0.50% · 4.625%
HK$110,222
+HK$5,519/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,406/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,578 · Scale 2, in force from 26 Feb 2026)