LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,612
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,155
−HK$1,568/mo
Today · 4.125%
HK$52,723
baseline
▲ 0.50% · 4.625%
HK$55,931
+HK$3,208/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,446/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,192
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,673
−HK$1,501/mo
Today · 4.125%
HK$58,174
baseline
▲ 0.50% · 4.625%
HK$61,241
+HK$3,067/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,348/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,534
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,386
−HK$1,881/mo
Today · 4.125%
HK$63,267
baseline
▲ 0.50% · 4.625%
HK$67,117
+HK$3,850/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$126,534/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,231
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$68,007
−HK$1,802/mo
Today · 4.125%
HK$69,809
baseline
▲ 0.50% · 4.625%
HK$73,489
+HK$3,680/mo
Deposit HK$8.70M · loan HK$13.05M · min. income ≈ HK$139,618/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,456
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,617
−HK$2,195/mo
Today · 4.125%
HK$73,812
baseline
▲ 0.50% · 4.625%
HK$78,303
+HK$4,491/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,624/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,269
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,342
−HK$2,102/mo
Today · 4.125%
HK$81,444
baseline
▲ 0.50% · 4.625%
HK$85,737
+HK$4,293/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,888/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,301
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$92,079
−HK$2,822/mo
Today · 4.125%
HK$94,901
baseline
▲ 0.50% · 4.625%
HK$100,675
+HK$5,774/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,802/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,346
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,011
−HK$2,703/mo
Today · 4.125%
HK$104,714
baseline
▲ 0.50% · 4.625%
HK$110,233
+HK$5,519/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,428/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,673 · Scale 2, in force from 26 Feb 2026)