LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,616
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,159
−HK$1,568/mo
Today · 4.125%
HK$52,727
baseline
▲ 0.50% · 4.625%
HK$55,935
+HK$3,208/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,454/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,197
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,677
−HK$1,502/mo
Today · 4.125%
HK$58,179
baseline
▲ 0.50% · 4.625%
HK$61,246
+HK$3,067/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,358/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,539
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,391
−HK$1,882/mo
Today · 4.125%
HK$63,273
baseline
▲ 0.50% · 4.625%
HK$67,123
+HK$3,850/mo
Deposit HK$8.70M · loan HK$13.06M · min. income ≈ HK$126,546/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,236
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,013
−HK$1,802/mo
Today · 4.125%
HK$69,815
baseline
▲ 0.50% · 4.625%
HK$73,495
+HK$3,680/mo
Deposit HK$8.70M · loan HK$13.06M · min. income ≈ HK$139,630/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,462
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$71,623
−HK$2,195/mo
Today · 4.125%
HK$73,818
baseline
▲ 0.50% · 4.625%
HK$78,310
+HK$4,492/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,636/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,276
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,348
−HK$2,103/mo
Today · 4.125%
HK$81,451
baseline
▲ 0.50% · 4.625%
HK$85,744
+HK$4,293/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,902/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,308
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$92,086
−HK$2,823/mo
Today · 4.125%
HK$94,909
baseline
▲ 0.50% · 4.625%
HK$100,684
+HK$5,775/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$189,818/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,355
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,019
−HK$2,704/mo
Today · 4.125%
HK$104,723
baseline
▲ 0.50% · 4.625%
HK$110,243
+HK$5,520/mo
Deposit HK$2.18M · loan HK$19.58M · min. income ≈ HK$209,446/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,752 · Scale 2, in force from 26 Feb 2026)